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Including Roommates on Your Lease

If you decide midway through your lease that you would like to add a roommate or co-tenant, it is important to understand your rights and responsibilities in this new arrangement. You will need to get the landlord’s approval to add another…

Choosing Among Mortgages When Purchasing a Home

Mortgage

In the midst of the real estate bubble, potential homeowners were offered a wide variety of mortgage structures to finance the purchase of their homes. Borrowers often could put down little to no money and finance the entire cost of…

What Does My Home Insurance Policy Cover?

Real Estate Law

Purchasing a home insurance policy may be confusing for first time home buyers. Home insurance policies provide broad coverage for an array of unexpected events that can arise in connection with your home. There are many types of policies depending on your…

Are Penalty Clauses in Real Estate Contracts Enforceable?

Real Estate Law

In real estate contracts, a liquidated damages clause may be included to estimate damages if a party fails to perform. In general, if a liquidated damages clause is determined to be excessive, it will be regarded as a penalty. In Georgia, there are…

Tenant’s Right to Repair and Deduct

Lease

When a landlord refuses to make necessary repairs to a tenant’s unit, a tenant has several options. One of these actions, referred to as “repair and deduct,” allows the tenant to hire a third party to complete the repair and…

When Can You Get Rid of Private Mortgage Insurance?

Mortgage

Private Mortgage Insurance (PMI) is intended to protect the lender in the event that the borrower defaults on his mortgage. It is typically required when the borrower’s down payment is 20 percent or less of the purchase price. PMI costs are…

Legal Reasons to Refuse to Sell Your Home to a Particular Buyer

Mortgage

When selling or renting your home, there are certain actions or behaviors that are illegal under federal and/or state law. This includes the refusal to sell or rent one’s home based on factors listed in the Fair Housing Act passed in 1968.…

Factors to Consider When Hiring a Home Appraiser

Real Estate Law

When you are selling your home, there are many decisions that must be made. This includes whether to hire a broker, how much to list the home for, and which strategies to use to market the property. While a lender…

Construction Defect Lawsuit: Choosing a Course of Action

Real Estate Law

In a new home, the presence of defects in construction can give rise to legal claims by the homeowner against the builder. This type of lawsuit may entail a number of legal theories depending on the type of defect, the…

Challenging a Low Appraisal in an Eminent Domain Proceeding

Real Estate Law

One of the most highly contested aspects of the eminent domain proceeding is the determination of just compensation for the property owner. The law of eminent domain authorizes the government to confiscate private property so long as just compensation is paid to…

Lender’s Advertisement and Notice Obligations in a Foreclosure Sale

Foreclosure

A lender who intends to foreclose on a property must abide by statutory procedures for advertising the foreclosure and notifying the debtor of the foreclosure. If the lender fails to follow these requirements, then the court can declare that the…

Homeowner’s Associations and Super Liens

Foreclosure HOA

A homeowner’s association (HOA) is authorized to take certain actions if a property owner is delinquent in paying his fees and assessments. Some states authorize homeowner’s associations to impose “super liens,” which are given the highest priority among lien holders.…

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Real Estate Law

Including Roommates on Your Lease

Choosing Among Mortgages When Purchasing a Home

What Does My Home Insurance Policy Cover?

Are Penalty Clauses in Real Estate Contracts Enforceable?

Tenant’s Right to Repair and Deduct

When Can You Get Rid of Private Mortgage Insurance?

Legal Reasons to Refuse to Sell Your Home to a Particular Buyer

Factors to Consider When Hiring a Home Appraiser

Construction Defect Lawsuit: Choosing a Course of Action

Challenging a Low Appraisal in an Eminent Domain Proceeding

Lender’s Advertisement and Notice Obligations in a Foreclosure Sale

Homeowner’s Associations and Super Liens

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